Essex Richards regularly represents doctors, lawyers, banking executives, accountants, business owners, and other professionals, and understands the unique issues that accompany the benefit claims of highly compensated individuals. Because these policies are often significant in size and offer competitive and beneficial terms to high income earners, insurance companies closely scrutinize and often target them to save money. In their investigation and vigorous search for reasons to deny these claims, they may ignore or misinterpret terms in your plan or policy, as well as hold your personal life, your extracurricular activities, hobbies, charitable work, or even your past attempts to continue working in your career against you.

When such denials and terminations do take place, strict deadlines and procedural rules govern your ability to challenge to the insurer’s decision. We have significant experience successfully handling claims and appeals, as well as litigating when necessary in all state and federal trial and appellate courts, against virtually all insurers and private companies of all types and sizes.

While we are physically located in Charlotte, we regularly represent individuals throughout the entire state of North Carolina. For additional information or to determine if you need assistance with a claim, please complete the form below or give us a call at (704) 377-4300.